Your A plumbing crew — a small-business owner Together serves finances,sorted every night,

WatchWatchRisk & alerts
GingerGingerCash-flow forecast
ValeValeAvailable cash
SunnySunnyTrue profit
BarneyBarneyBills & payouts
ClairClairYour AI CFO
The AI CFO for your store.
Never moves your money — you decide.

clear in three minutesevery morning.

Builds one operating finance graph from the tools you already run on
ShopifyShopifyAmazonAmazonTikTok ShopTikTok ShopWalmartWalmarteBayeBayPlaidPlaidStripeStripePayPalPayPalQuickBooksQuickBooksXeroXeroNetSuiteNetSuiteMeta AdsMeta AdsGoogle AdsGoogle AdsUploads · CSV / PDFUploads · CSV / PDF

Wake up alreadyCLAIRClaircaught up.

Maya opens Together at 7 a.m. Clair has already read the night — every change linked to the receipt behind it.

Clair
Today’s brief
Tue, Jun 30 · 3 min read
View every source
CashGood
Down $22,400 — a supplier payment cleared, not a sales dip. Sales up 4%.
ProfitWatch
Estimated — 2 SKUs are missing a COGS file. Add it to firm this up.
PayoutsRisk
An Amazon payout is 2 days late — it exposes Thursday’s bill.

Bills and payouts,BARNEYBarneyone timeline.

July
wk 1–2
MTWTFSS
1
2
3
4
5
6
7
8
9
10
11
12
13
14
Jul 4 · Ningbo Textiles
−$22,400
Collides with a low cash day. Barney suggests splitting into two payments.

Real profit,HAZELHazelafter every fee.

June · where the revenue went
DTC + Amazon
Gross revenue$184,200
Platform & fees−$14,700
Cost of goods−$92,300
Ad spend−$31,800
Refunds & returns−$6,100
True profit$39,300
Every figure traces back to Shopify, Amazon, Meta & Stripe.

See the cash dipGINGERGingerbefore you hit it.

Available operating cash · 13 weeks
forecast
200k120k60k0
Jul 1Jul 22Aug 12Sep 2Sep 23
11 weeks
of cash runway at today’s burn
$41,200
lowest balance · Aug 12
Inventory
biggest single driver of the dip

Ginger fills 13 weeks of known payouts and bills with your own history, and marks the tightest day — before you hit it.

The three movesSCOUTScoutworth making.

Every insight becomes a ranked action. Scout puts the few worth your time at the top — each with the reason, the dollar impact and the evidence.

Today’s action queue
See all 9 →
P0
Amazon payout is 2 days late
−$26,400
Expected June 27, not yet deposited. It pushes Thursday’s supplier bill into negative available cash.
Payout #A-3391Cash forecastReview plan
P1
Move $40,000 to the tax reserve
by Aug 15
You’re $3,100 short of your Q3 set-aside target. Reserving now avoids a quarter-end surprise.
Tax estimateTrue profit · QTDReview plan
P2
Upload COGS for 2 SKUs
+ accuracy
True profit is estimated until these land. Upload to move MTD profit to high confidence.
Profit · missing dataUpload invoice
The daily health check

A whole finance team, in one screen.

Six vital signs, read like a report card. Green, watch, or risk — each with the reason, the dollar impact, and a way to trace it.

✦ Ask Clair
together
Home
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Profit
Bills & Payouts
Actions
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Home
Ask about cash, profit, payouts…
Justin’s Shop
Finance healthWatchConfidence 82%
Watch: cash timing needs attention.
Cash is usable, but payout timing is tightening next week’s supplier cushion.
Cash WatchProfit WatchPayouts RiskPayables WatchTax GoodData Medium
Operating snapshot
Available Operating CashDown $8.4k
$128,400
Cash Runway3 days shorter
37 days
True Profit MTDUp 4.2%
$34,900
Expected Payouts$18.6k shifted
$76,200
Critical PayablesDue this week
$52,800
Tax ReserveOn plan
$11,700
Today’s CFO briefView sources
Cash fell $8.4k while two payouts moved out by two days.
$52.8k in supplier bills still lands this week, narrowing the 14-day cushion.
Today: review supplier timing and reconcile 9 open transactions.
Top 3 CFO actions
P0
Review supplier timing vs delayed payouts · $18,600
P1
Move $40,000 to the tax reserve · by Aug 15
P2
Upload COGS for 2 SKUs · + accuracy
Clair’s family

One helper for every worry.

Behind each number is a little specialist on Clair’s team — watching cash, catching risk, counting true profit. Hover to meet them.

Clair, your AI CFO
Clair
leads the team · your AI CFO
CashVale
Vale
Cash flow
RiskWatch
Watch
Risk & alerts
ProfitSunny
Sunny
True profit
BillsBarney
Barney
Supplier bills
RunwayShelby
Shelby
Runway
GrowthHazel
Hazel
Growth
TaxTabby
Tabby
Tax set-aside
ForecastGinger
Ginger
Forecast
An online seller and their Together agent
“For the first time I know my real cash before my coffee’s cold — and exactly what’s safe to spend that week.”
Maya Rivera · Founder, Brightleaf Skincare · DTC + Amazon
Trust is the product

Every number can be explained, traced and trusted — because it’s your money.

Integrations

Works with the tools you already run on.

One operating finance graph, built from your sales channels, banks, payment processors, accounting and ads — plus anything you upload.

AllSales channelsPaymentsBankingAccountingAdsUploads
Auto-sync
Shopify

Orders, refunds, discounts and fees — with every Shopify payout reconciled to your bank deposits.

Sales channel
Auto-sync
Amazon

Seller Central settlements, reserves and fees, with late or short payouts flagged automatically.

Sales channel
Auto-sync
TikTok Shop

TikTok Shop sales and settlements, folded into your true-profit and payout picture.

Sales channel
Auto-sync
Walmart

Walmart Marketplace orders, fees and payouts, tracked beside every other channel.

Sales channel
Auto-sync
eBay

eBay sales and payouts, so your margin and cash view stays complete across channels.

Sales channel
Auto-sync
Stripe

Charges, fees and payouts from Stripe, subtracted from true profit as they happen.

Payments
Auto-sync
PayPal

PayPal sales, fees and transfers, matched back to the deposits in your bank feed.

Payments
Read-only
Plaid

Read-only balances and transactions from every bank account — the base of available cash.

Banking
Auto-sync
QuickBooks

Your chart of accounts and bills, synced to sharpen profit and reconciliation.

Accounting
Auto-sync
Xero

Xero invoices and ledgers, brought in to firm up margin and the cash forecast.

Accounting
Auto-sync
NetSuite

NetSuite financials for multi-entity brands that have outgrown spreadsheets.

Accounting
Auto-sync
Meta Ads

Meta ad spend, pulled in and subtracted from true profit by channel, in real time.

Ads
Auto-sync
Google Ads

Google Ads spend folded into margin, so cost of acquisition is always clear.

Ads
Manual
Uploads · CSV / PDF

COGS files, supplier invoices, POs, bank exports and payout reports Together can’t yet fetch by API.

Uploads
Browse all integrationsRead-only by default · connect or disconnect any source, any time.
The road ahead

One graph today becomes your banking and capital tomorrow.

Live now

AI CFO

Daily brief, true profit, 13-week forecast, Ask Clair and the action queue.

Coming next

Banking

A Together account, tax reserve bucket, multi-currency payouts and cards.

On the roadmap

Capital

Supplier pay, inventory pay and working capital, underwritten on your real data.

Together

See your money
clearly tomorrow.

Join the waitlist and get your first daily brief the morning after you connect.

Not tax, legal, investment or credit advice.

Why did my cash drop $22,400 this week?